Almost June!

It's almost June and we are ready to welcome Summer with some exciting news for homebuyers, and homeowners looking to refinance their homes! According to Zunaira Zaki of the Yahoo News team, mortgage rates are reaching new record lows! Most astoundingly, a 15 year mortgage rate is being offered at 2.97%!!

Of course it can be difficult to find or obtain these loans, and near perfect credit is a must, but they are out there! If that isn't a good reason to pack up and 

This week I'd also like to talk about the importance of a good Escrow Officer. California handles the Escrow process differently than many other states in that we employ an independent company we call an Escrow Company to act as liaison between Buyer and Seller in the transfer of documents, funds, etc. (For a very lengthy and in-depth look at Escrow Companies check out this Department of Real Estate resource HERE).

As you run around this summer looking for houses, or just enjoying your time outside- make sure to continuously apply sunscreen!  Consumer Report issued a statement recently on the best and worst sunscreens to keep an eye out for.

BEST BUYS:

• No-Ad lotion with aloe &vitamin E, SPF 45, $.59/ounce
• Walgreens continuous spray sport, SPF 50, $1.30/ounce
• Coppertone oil-free foaming spray, SPF 75+, $1.67/ounce

WORST CHOICES:

• Alba Botanical natural very emollient sunblock sport, SPF 45
• Banana Boat Kids tear-free, sting-free, SPF 50+